Antes de viajar en Baja o el continente México es una buena idea comprobar con la compañía a través de quien usted financió el contrato de arrendamiento o la compra de su vehículo, para ver si tienen requisitos especiales para viajar internacionalmente. Muchos sostenedores del embargo preventivo requieren a sus clientes pedir una carta oficial del permiso para ser llevado con su póliza de seguro mexicana a través del viaje entero. Esta carta se puede demostrar en los puntos de control y en los cruces fronterizos para verificar que usted puede internar legalmente su coche en México y llevarlo de vuelta.
Los bancos individuales y los servicios financieros tienen diversos procedimientos para cómo usted debe obtener una carta de permiso. Es también importante observar que muchas compañías no permitirán que usted viaje en México con su vehículo financiado por un período más de largo de 30 días. Usted debe contactar a su institución de crédito directamente para cerciorarse de saber sus políticas y requerimientos particulares, y de que está siguiendo los pasos correctos para recibir carta del permiso mucho antes de su fecha de salida. Algunos prestamistas certifican ante notario su carta, lo que alarga el tiempo del trámite. Usando una máquina de FAX enviar y recibir la información de su banco o compañía de financiamiento acelerarán el proceso significativamente.
Bajabound.com recomienda que los clientes que viajarán con un vehículo financiado den un plazo de mínimo de 7 - 10 días antes de viajar para terminar los pasos necesarios para conseguir esta importante carta de permiso de su institución de crédito. ¡Aunque algunas instituciones trabajen más rápidamente que otras, si usted espera hasta el último minuto para hacerle su petición pueda tener que posponer su viaje hasta que llegue la carta de permiso!
Aquí están las descripciones del proceso paso a paso para recibir el permiso formal para viajar sur de la frontera a partir del diez de las compañías de financiamiento más comunes:
Bank of America
Bank of the West
Chrysler Financial
Ford Motor Credit
GMAC
Honda Financial Services
Navy Federal Credit Union
San Diego County Credit Union
Toyota Financial Services
USAA
VW Credit
Wachovia/WFS Financial
Wells Fargo
Bank of America
Los clientes de Bank of América requieren llevar una carta del permiso en su viaje. Para recibir esta carta, usted debe terminar los pasos siguientes:
- Enviar por fax o por mail la requisición por escrito de la carta de permiso al 1-804-264-6790
- Incluya:
- Fechas exactas de salida y regreso a los E.E.U.U.
- Copia del registro del vehículo
- El año, marca, modelo, número de serie
- Prueba del seguro mexicano en el vehículo
- Número de fax de donde usted puede ser localizado, si es que usted quiere recibir su carta de permiso por fax
- Su cuenta de Bank of América debe deber actual y haber sido abierta por lo menos 90 días antes de la petición.
Si usted envía su petición por fax, Bank of América Puede generar la letra del permiso en el mismo día o en el plazo de 24 horas. Si usted envía su petición por el correo regular de los E.E.U.U., el tiempo de espera es de 3-5 días para que su petición sea procesada.
Usted debe llevar la carta de permiso a todas partes que usted vaya mientras viaja y si usted decide extender las fechas de su viaje estando en México, usted necesita llamar Bank of América para conseguir una nueva carta de permiso en donde se reflejen las fechas extendidas de su nuevo itinerario. Para atención al cliente llame al 1-800-215-6195.
Bank of the West
Los clientes de Bank of the west necesitan llevar una carta del permiso en su viaje. Para recibir esta carta, usted debe completar los pasos siguientes:
- Enviar por fax o por mail la requisición por escrito de la carta de permiso departamento al Departamento Colateral de Bank of the West 1-925-937-6246 (FAX).
- Incluya:
- Fechas exactas de la salida y regreso a los E.E.U.U.
- Nombre y número de cuenta
- Número de placas del vehículo
- Prueba del seguro mexicano del vehículo
- Número de fax de donde usted puede ser Localizado, si es que usted quiere recibir su carta de permiso por fax.
Se anima a los clientes de Bank of the West fuertemente que sometan su petición por escrito por lo menos de tres semanas antes de la fecha del viaje. El tiempo que toma el trámite es en promedio de entre 3 y 5 días, pero dependiendo de la cuenta del cliente puede a veces durar más tiempo. Una vez que Bank of the West ha aprobado la petición, una carta será generada y se le puede enviar por fax o por correo. La carta de permiso será en papel membretado pero no certificada ante un notario. Debe llevarla con usted siempre durante el viaje. Para atención al cliente llame al 1-800-827-7500 extensión 4900.
Chrysler Financial
Los clientes de Chrysler Financial se les pide llevar una carta de permiso en su viaje. Para recibir esta carta, usted debe seguir los pasos siguientes:
- Llame por teléfono a un representante del servicio de atención al cliente sobre su cuenta individual por lo menos 7 - 10 días antes de su salida programada para México.
- El representante de Chrysler le dará número de fax o la dirección de correo para enviar su petición por escrito y documentación, dependiendo de su cuenta particular.
- Incluya:
- Fechas exactas de la salida de y regreso a los E.E.U.U.
- Direcciones y/o números de teléfono de donde usted permanecerá en México
- Prueba de la cobertura de seguro mexicana
- Tres referencias personales en los E.E.U.U. incluyendo su información de contacto
- Prueba de ciudadanía
Desde el envió de su petición, Chrysler Financial tarada típicamente de 24-48 horas para generar la carta de permiso, la cual enviaran por fax o por correo según sea su preferencia. Debe llevarla con usted siempre durante el viaje. Para atención al cliente llame al 1-800-556-8172.
Ford Motor Credit
Los clientes de Ford Motor se les piden llevar una carta de permiso en su viaje. Para recibir esta carta, usted debe seguir los pasos siguientes:
- Llame por teléfono a Ford Motor al 1-800-727-7000 para averiguar su saldo. You are required to have full coverage for the entire payoff amount of the vehicle. El servicio de atención al cliente también le hará saber a qué centro de servicio al cliente tiene que enviar su petición por fax, dependiendo en qué zona horaria viva usted
- Fax del centro de servicio de Irving, Texas # 1-888-868-0359
- Fax del centro de servicio de Colorado Springs, Colorado # 1-866-466-6310
- Llamar a BajaBound.com a 888.552.2252 para comprar seguro mexicano o empezar una cotización en línea.
- Su póliza debe reflejar las fechas exactas de su viaje a México, coincidir en el número de serie, Mostrar a Ford Motor como el responsable del embargo preventivo en el vehículo.
- El nombre en su póliza de seguro debe coincidir con el nombre en su cuenta de crédito de Ford Motor.
- Enviar por fax copia del seguro mexicano a Ford Motor
- Su petición se envía a la gerencia de Ford Motor para la aprobación.
De ser aprobada, Ford Motor generará una carta certificada ante notario del permiso para que usted lleve a lo largo de su viaje. Hay muchas situaciones de calificación y cada caso se evalúa individualmente.
Toma típicamente entre 24 - 48 horas para que su carta sea generada. Después se envía a usted por fax o por correo. Cada letra del permiso es válida solamente para las fechas del recorrido indicadas en su petición. Si usted decide ampliar su estancia, debe llamar Ford Motor para obtener una carta actualizada del permiso. Usted debe llevar su carta siempre durante su viaje.
GMAC
GMAC clients are required to carry a letter of permission on their journey. To receive this letter, you must complete the following steps:
- Purchase Mexican insurance from BajaBound.Com
- Make sure insurance policy reflects exact dates of your trip into Mexico.
- Telephone GMAC Customer Service at 1-800-200-4622.
- You will be directed to fax your proof of insurance and written request for a letter of permission to GMAC. The fax number will be given to you by a GMAC representative based upon your account type.
- Your GMAC account will be reviewed to ensure that your deductible requirements are appropriately covered by the insurance policy you have purchased.
- Deductible requirements vary and depend on what type of GMAC account you hold
- If approved, your letter will be faxed or mailed back to you.
It generally takes 24-48 hours for your written request to be processed and a letter of permission generated. You must carry the letter of permission everywhere you go on your journey and if you decide to extend the dates of your travel while in Mexico you need to call GMAC to get a new letter of permission with extended dates reflecting your new itinerary.
Honda Financial Services
Honda Financial Services clients are required to carry a letter of permission on their journey. To receive this letter, you must complete the following steps:/p>
- Telephone a Customer Service representative about your individual account 7 – 10 days before your intended departure. Honda recommends allowing 10 days.
- Your Honda representative will give you fax number or mailing address to send your written request and documentation to, depending on your particular account.
- Include:
- Your Honda Account Number
- Exact dates of departure from and return to USA
- Proof of Mexican insurance coverage
- If you purchased the vehicle: Shows Full Coverage
- If you are leasing the vehicle: Must show coverage in the amounts of $100,000.00 bodily injury per person, $300,000.00 bodily injury per accident, $50,000 property damage
- Honda must be on the policy as the loss payee
- Honda Financial Services Address must be on the policy:
PO Box 6070
Cypress, California 90630
From the receipt of your request, there is a minimum turnaround time of 24 hours to generate a letter of permission which they will prefer to mail to you. The letter of permission is notarized, so they prefer not to send it through a fax machine. This letter must be carried with you at all times on your journey, and is valid for only the dates specified on your request. You can reach Customer Service at 1-800-445-1358.
Navy Federal Credit Union
Navy Federal Credit Union does not typically require notification if you are going to take your financed vehicle south of the border, unless you plan to move to Mexico on a permanent basis. It is their policy to generate letters of authorization only for customers who are taking their vehicles into Mexico for good. If you are planning a trip of a few months or less, you are not required to notify Navy Federal Credit Union of your plans.
Any further questions can be directed to NFCU Customer Service at 1-888-842-6328.
San Diego County Credit Union
San Diego County Credit Union clients are required to carry a letter of permission on their journey. To receive this letter, you must complete the following steps:
- Come into your local branch office to receive this letter of permission.
- Bring your SDCCU ID card
- SDCCU has the rest of your information on file.
- Bring proof of Mexican insurance policy with vehicle coverage
- The amount of coverage you need depends on the worth of the vehicle and the size of your SDCCU loan.
- Tell SDCCU the exact dates of your travel and where you will be traveling.
SDCCU clients are liable for any loss or damage to the vehicle, so SDCCU generally recommends purchasing full coverage for your car including smaller options such as vandalism and partial theft.
Your letter will typically be generated on site, although in some cases it can take several days to receive approval and have the letter generated and faxed or mailed to you. You must carry it with you at all times on your journey. You can reach Customer Service at 1-877-732-2848.
Toyota Financial Services
Toyota Financial Services (TFS) clients are required to carry a letter of permission on their journey. To receive this letter, you must complete the following steps:
- Telephone TFS to make sure you have approval to purchase Mexican insurance.
- If approval is given, purchase BajaBound.Com insurance policy.
- Fax proof of insurance to number given by TFS Customer Service Representative.
- TFS reviews your coverage, makes sure that all information is correct.
- TFS mails or faxes you the letter of permission.
- Processing a letter of permission typically takes TFS between 24-48 hours, however it is highly recommended by the company to allow one full week for processing.
It is important to note that letters of permission from TFS are only valid for 30 days or less. If you want to stay in Mexico longer than 30 days, you must actually return to the USA and get a new consent letter. (It may be possible for you to have the letter faxed to your location in Mexico, each decision is made on a case by case basis.) The letter of permission must be carried at all times on the journey. You can reach Customer Service at 1-800-874-8822.
USAA
USAA clients are apparently not required by USAA to carry a letter of permission on their journey, however it is highly recommended and USAA will generate a letter of permission for clients who request it. To receive this letter, you must complete the following steps:
- Telephone USAA at 1-800-531-2265 to find out what the procedure is to get a letter of permission based upon your individual account.
- Provide USAA with the exact dates of your travel and proof of Mexican insurance policy.
- Allow 1 – 2 weeks advance notice for the letter of permission to be generated.
- A notarized letter will be faxed or mailed to you at the number or mailing address you provide to the USAA Customer Service Representative.
It is important to note that letters of permission from USAA are only valid for 30 days or less. If you want to stay in Mexico longer than 30 days, USAA will fax a new letter to your location in Mexico, however they caution that Customs does not always accept faxed letters and sometimes require an original notarized letter. If you decide to request a letter of permission to verify the legality of taking your vehicle into Mexico, you should carry it with you at all times on your journey.
VW Credit
VW Credit clients are required to carry a letter of permission on their journey. To receive this letter, you must complete the following steps:
- Telephone a Customer Service representative about your individual account at least 7 - 10 days prior to your scheduled departure for Mexico.
- Your VW representative will give you fax number or mailing address to send your written request and documentation to, depending on your particular account. You can also make the request verbally via telephone and then mail in your documentation.
- Include:
- Name, telephone number.
- Exact dates of departure from and return to USA.
- Addresses and telephone numbers of where you will be staying in Mexico.
- Proof of Mexican insurance coverage.
- Insurance policy must cover cash value for total theft and damage - the value of the policy must be more than or equal to payoff amount.
- Co-buyer and customer must both be on the insurance.
- Three personal references in USA including their contact information.
- References cannot be living at the same address.
From the receipt of your request, it typically takes VW Credit 48 hours to generate a letter of permission which they prefer to mail to you as it is a notarized document. They will fax it to customers upon request but caution that the document may not be considered legal if it is merely a fax copy. Your letter of permission must be carried with you at all times on your journey, and is valid for only the dates specified on your request. You can reach Customer Service at 1-800-428-4034.
It is important to note that letters of permission from VW Credit are valid for only 3 months or less.
Wachovia/WFS Financial
Wachovia clients are required to carry a letter of permission on their journey. To receive this letter, you must complete the following steps:
- Fax or mail your written request to Wachovia Dealer Services including:
- Proof of Mexican insurance including BajaBound.Com policy number and telephone number.
- Evidence that insurance coverage is equal to or greater than 80% of the current loan balance; average cash value is acceptable.
- Your Wachovia account number.
- Whether or not your title has been perfected.
- Your contact information.
- The declaration page for your policy.
- Fax Number: 1-888-291-2886
- Mailing Address:
Wachovia Dealer Services
Attn: Correspondence
P.O. Box 168048
Irving, Texas 75016-8048.
When your request is received, Wachovia will contact BajaBound.Com to verify your insurance and process the authorization. A letter of permission will be sent to you at the fax number or mailing address that you provide. It typically takes between 48-72 hours for a request to be processed once it is received by Wachovia, not including return mailing time.
It is important to note that letters of permission from Wachovia are only valid for 30 days or less. If you want to stay in Mexico longer than 30 days, you must get a new consent letter. If there are extenuating circumstances it may be possible for you to have a new letter faxed to your location in Mexico. The letter of permission must be carried at all times on the journey. You can reach Customer Service at 1-800-289-8004.
Wells Fargo
Wells Fargo clients are required to carry a letter of permission on their journey. To receive this letter, you must complete the following steps:
- Telephone Wells Fargo Customer Service to alert them about your upcoming trip.
- Provide:
- Dates you will be traveling to and from Mexico
- Your name, address and telephone number
- Contact information for one of your relatives in the USA
Wells Fargo will generate a letter for you and send it to you via fax or regular US mail. Faxed letters of permission can be generated and sent within the same day or 24 hours. Allow at least seven days before travel to receive your letter of permission from Wells Fargo by regular US mail.
It is important to note that letters of permission from Wells Fargo are only valid for 30 days or less. If you want to stay in Mexico longer than 30 days, you will need to have a new letter faxed or mailed to your location in Mexico. The letter of permission must be carried at all times on the journey. You can reach Customer Service at 1-800-869-3557.
